Oscar Health is an innovative health insurance provider offering affordable, tech-enabled plans for individuals, families, and small business owners across the United States. With a focus on transparency, digital convenience, and personalized care, Oscar Health makes it easy for members to manage coverage, track claims, and pay premiums securely—right from your desktop or through the Oscar mobile app.
https://www.hioscar.com/member/payment
https://www.hioscar.com/faq/how-to-pay-your-bill
Login Process
- Visit the Oscar Health member portal or open the Oscar app.
- Log in using your email/username and password; first-time users can register using their member and personal information.
- The member portal provides easy management of your plan, premium payments, statements, and Auto Pay preferences.
- Reset password or retrieve username with online account recovery tools if needed.
Pay as Guest
- Oscar Health allows one-time premium payments as a guest via the payment portal.
- For guest payments, provide your member ID, policy number, Social Security number, or ZIP code as requested.
- Enter payment details—ACH (bank transfer) or debit card—confirm, and complete your payment.
- You’ll get an instant confirmation—perfect for quick bill pay without creating or logging into an account.
How to Pay Online
- Log in to the Oscar Health member portal or app for secure online payment.
- Choose to pay using a linked bank account (ACH) or debit card. Note that Oscar does not accept credit card payments for premiums.
- Set up Auto Pay to ensure your bill is paid automatically on the due date each month.
- View payment history, itemized bills, and download 1095 tax forms for your records.
- Update payment methods, address, or personal information as needed.
Pay by Phone
- Call your Oscar Health Concierge or Member Services team at 1-855-672-2755 (Relay 711) for billing support or to make a payment by phone.
- Provide member ID or Social Security number for account lookup.
- Representatives can accept checking or savings account information for a one-time payment or set up Auto Pay.
- Concierge support is available Monday–Friday, 8am to 8pm local time.
Pay by Mail
- Mail a check or money order payable to Oscar Health (or Oscar Insurance Company) to the address shown on your invoice.
- Include your member ID or OSC# on the check and send the payment stub for proper credit.
- Allow several business days for mail processing; always verify the payment address specific to your state or plan.
Pay in Person
- Oscar Health does not provide walk-in payment centers; all payments should be completed online, by phone, or by mail.
- In rare cases, local brokers or agents may handle in-person payments—call ahead to confirm availability.
Address and Contact Information
- Oscar Health Member Services: 1-855-672-2755 (Monday–Friday, 8am–8pm)
- Support Email: [email protected]
- Online Payment Portal: https://www.hioscar.com/member/payment
- Billing FAQs and Resources: https://www.hioscar.com/faq/how-to-pay-your-bill
- Mailing Address: Listed on your invoice (Oscar uses state-specific addresses for premium payments)
Operating Hours
- Online payments and account management: 24/7 via portal or Oscar app.
- Phone support: Monday–Friday, 8am–8pm local time.
- Mail payments processed on regular business days.
Common Issues with Bill Pay and Troubleshooting
- Account/login problems: Use password recovery or contact Member Services.
- Missed or late payment: Pay online or by phone ASAP to avoid coverage lapse; Auto Pay helps prevent these issues.
- Inaccurate bills or questions about premium amounts: Review itemized statement in portal or contact your concierge team.
- Payment processing delays: Online/phone payments usually post same day; mailed payments can take up to a week.
- Insurance renewal or plan changes: Check the portal for current bill status when enrolling, changing plans, or re-enrolling.
- Tax forms: Access and download 1095 forms via your online account for annual tax reporting.
Payment Plans, Financial Assistance, or Medical Debt Support
- Oscar Health premiums are generally due in full each month—installment plans are not typical for monthly coverage.
- If you’re experiencing financial hardship or missed a payment, call Member Services to discuss state-allowed grace periods, premium assistance options, or eligibility for government subsidies.
- Request payment assistance documentation or a special enrollment period if you’ve had coverage interruptions.
- For members unable to pay in full, Oscar’s team can help explore marketplace subsidies, Medicaid or CHIP programs, or advise on appropriate next steps to maintain coverage.
Oscar Health makes health insurance management as streamlined and secure as possible—combining online bill pay, easy guest payment, personalized support, and robust digital tools. For the fastest and most convenient service, use the Oscar portal or app to schedule payments, set up Auto Pay, and track your insurance account. Contact the Concierge team for friendly help with billing support, plan questions, or financial resources throughout the year.